:root{
 --obsidian:#0B0C0E;--ivory:#F7F6F3;--champagne:#E6D2A8;--gold:#C9A961;--gold-deep:#8B7340;
 --gold-grad:linear-gradient(135deg,#F0E0BC 0%,#C9A961 55%,#A5854A 100%);
 --on:#101216;--muted:#5C616A;--line:rgba(16,18,22,.1);--e:cubic-bezier(.22,1,.36,1)
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Assistant',system-ui,sans-serif;line-height:1.75;background:var(--ivory);color:var(--on);-webkit-font-smoothing:antialiased}
a{color:var(--gold-deep)}
img{max-width:100%;height:auto}
.skip{position:absolute;inset-inline-start:12px;top:8px;z-index:400;padding:10px 14px;background:var(--gold-grad);color:#151007;border-radius:100px;font-weight:700;transform:translateY(-140%);transition:transform .2s}
.skip:focus{transform:none}
.top{background:var(--obsidian);position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(255,255,255,.08)}
.top-in{max-width:1040px;margin-inline:auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{display:flex;align-items:center;gap:8px;font-family:'Rubik',sans-serif;font-weight:800;letter-spacing:.16em;color:#fff;text-decoration:none}
.logo svg{width:22px;height:22px}
.tnav{display:flex;flex-wrap:wrap;gap:16px;font-size:14px}
.tnav a{color:#9AA0A8;text-decoration:none}
.tnav a:hover,.tnav a.is-on{color:#fff}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:'Rubik',sans-serif;font-weight:800;text-decoration:none;border-radius:100px;min-height:48px;padding:12px 22px;border:0;cursor:pointer}
.btn-gold{background:var(--gold-grad);color:#151007;box-shadow:0 16px 36px -20px rgba(201,169,97,.65)}
.btn-gold:hover{transform:translateY(-2px)}
.hero-g{background:radial-gradient(90% 80% at 50% 0%,rgba(201,169,97,.16),transparent 55%),var(--obsidian);color:#F2F1EE;padding:56px 20px 48px}
.wrap{max-width:1040px;margin-inline:auto}
.crumb{display:flex;flex-wrap:wrap;gap:8px;font-size:13px;color:#9AA0A8;margin-bottom:18px}
.crumb a{color:#C9A961;text-decoration:none}
.eyebrow{display:inline-block;font-family:'Rubik',sans-serif;font-size:12px;font-weight:700;letter-spacing:.14em;color:var(--gold);margin-bottom:10px}
h1{font-family:'Rubik',sans-serif;font-weight:800;letter-spacing:-.03em;font-size:clamp(1.8rem,5vw,2.8rem);line-height:1.15;margin-bottom:12px;max-width:20ch}
.lede{font-size:18px;color:#C8CCD2;max-width:54ch}
.meta{margin-top:18px;font-size:13px;color:#8A8F97}
main.paper{max-width:760px;margin:0 auto;padding:40px 20px 80px}
h2{font-family:'Rubik',sans-serif;font-weight:800;font-size:1.35rem;margin:36px 0 12px;letter-spacing:-.02em}
h3{font-family:'Rubik',sans-serif;font-weight:700;font-size:1.1rem;margin:22px 0 8px}
p,li{font-size:16.5px;color:var(--muted);margin-bottom:12px}
ul,ol{padding-inline-start:22px}
strong{color:var(--on)}
.call{margin:32px 0;padding:22px 22px 20px;border-radius:20px;background:linear-gradient(165deg,#16181E,#0B0C0E);color:#F2F1EE;border:1px solid rgba(201,169,97,.32)}
.call b{display:block;font-family:'Rubik',sans-serif;font-size:18px;margin-bottom:8px}
.call p{color:#C8CCD2;margin-bottom:14px}
.note{padding:14px 16px;border-radius:14px;background:rgba(201,169,97,.1);border:1px solid rgba(201,169,97,.28);color:#3D3420;margin:20px 0}
.grid{display:grid;gap:16px}
@media(min-width:720px){.grid.two{grid-template-columns:1fr 1fr}.grid.three{grid-template-columns:1fr 1fr 1fr}}
.card{display:block;text-decoration:none;color:inherit;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:0 18px 40px -32px rgba(16,18,22,.4);transition:transform .25s var(--e),border-color .25s}
.card:hover{transform:translateY(-4px);border-color:rgba(201,169,97,.45)}
.card span{display:block;font-family:'Rubik',sans-serif;font-size:12px;font-weight:700;color:var(--gold-deep);margin-bottom:8px}
.card h3{margin:0 0 8px;font-size:1.15rem;color:var(--on)}
.card p{margin:0;font-size:14.5px}
.hub{padding:56px 20px 80px}
.hub h2{margin-top:0}
.faq details{border-bottom:1px solid var(--line);padding:14px 0}
.faq summary{cursor:pointer;font-family:'Rubik',sans-serif;font-weight:700;font-size:16px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq details[open] summary{color:var(--gold-deep)}
.legal-links{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px;font-size:13.5px}
footer.site{background:var(--obsidian);color:#9AA0A8;padding:36px 20px}
.site .wrap{display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;align-items:center}
.site a{color:var(--champagne);text-decoration:none}
.m-pay{display:none}
@media(max-width:720px){
 .tnav{display:none}
 .top .btn-gold{min-height:44px;padding:10px 14px;font-size:14px}
 h1{max-width:none;font-size:1.65rem}
 .hero-g{padding:32px 16px 28px}
 main.paper{padding:28px 16px 28px}
 .card{padding:16px}
 body{padding-bottom:calc(72px + env(safe-area-inset-bottom))}
 .m-pay{
  display:flex;position:fixed;z-index:40;left:0;right:0;bottom:0;
  padding:10px 14px calc(10px + env(safe-area-inset-bottom));
  background:rgba(11,12,14,.96);border-top:1px solid rgba(201,169,97,.28);
 }
 .m-pay .btn{width:100%;min-height:48px}
}